Thanks for the responses. After trying Tu Do, Sai Kyo, and Lotus, I must say that Lotus was the best of the three (of course, it is the furthest away from me). It was cheaper than Sai Kyo and the Pho was the best of all three. Of course, none of them was as good as "Hong Kong Chinese Restaurant serving Vietnamese and Thai food", but that is no longer open. Maybe I just need a good recipe for Pho and will save the drive to Panama City :).

-Micah